PREMIUM COVERAGE FOR DIVING PROFESSIONALS AND OPERATORS
General Liability Insurance
Shield your income and livelihood from unforeseen liabilities with DiveAssure’s comprehensive general liability insurance.
Our policies are tailored specifically for the diving industry and are here to protect you from claims against you as a diving operation or diving professional. Trust us to safeguard your interests, allowing you to focus on doing what you love with peace of mind.
General Liability
Benefits and Limits:
Operators
Policy Limit
5,000,000€ P/O 10,000,000€
Professional Liability
Included
Product Liability
Included
All Training Levels
Included
Organization of Diving and Diving Trips
Included
Territorial Coverage
European Union / UK
Professionals
Policy Limit
5,000,000€ P/O 10,000,000€
Professional Liability
Included
Product Liability
Included
All Training Levels
Included
Organization of Diving and Diving Trips
Included
Territorial Coverage
European Union / UK
Coverage varies between territories. Contact Customer Service for further details
General Liability Insurance
FAQs.
What Is the Policy Limit Of DiveAssure's General Liability Plan?
The General Liability plan offers a substantial limit of €5 million per occurrence and €10 million aggregate, providing extensive coverage to protect dive professionals and operators against potential liabilities.
Do You Offer Individual Policies Covering Professionals/Instructors? Or Only Dive Centers?
DiveAssure provides comprehensive coverage options tailored to both individuals and operators. We offer flexible insurance solutions to meet your specific needs. Our individual policies provide coverage for professionals, while our dive center policies offer comprehensive protection for diving operations, liveaboards and resorts.
Do You Offer Liability Coverage for Liveaboards As Well? Safari Boats?
Yes, DiveAssure extends its coverage to include liveaboards and dive-safari boats, ensuring that operators in the dive tourism industry have comprehensive protection for their vessels. With our tailored coverage options, you can navigate the waters with confidence.
Can I Buy a Bundle - Diving Accident Insurance & General Liability?
Yes, DiveAssure offers the flexibility to bundle diving accident insurance and general liability coverage for added convenience and comprehensive protection.
Does DiveAssure Offer Coverage for Smaller Dive Businesses?
Yes, DiveAssure understands the diverse needs of dive businesses and offers tailored coverage options suitable for smaller operations. Our flexible plans cater to businesses of all sizes, ensuring that you receive the appropriate level of protection for your specific requirements.
Do I Need to Provide a List of Professionals Working at my Dive Center?
No, DiveAssure simplifies the process by not requiring you to provide a list of professionals working at your dive center. With our General Liability plan, your staff is covered while working under your business, provided you have an active/paid plan with DiveAssure.
Do I Need to Inform DiveAssure About Changes of Staff?
No, DiveAssure understands that staffing changes may occur within dive businesses. Therefore, we do not require you to inform us about changes in staff. As long as you maintain an active/paid plan with DiveAssure, your staff will remain covered while working under your business.
What Is the Territorial Coverage of DiveAssure's General Liability Pan?
Our liability plans cover activities within the European Union (EU) / UK only, ensuring that dive professionals and operators are adequately protected. Activities outside the EU are not covered.
Does the Coverage Expire at the End of the Calendar Year or Is It for 365 Days?
The liability coverage provided by DiveAssure is valid for 365 days from the date of purchase, offering year-round protection for dive professionals and operators. This ensures continuous coverage without the need for annual renewals at the end of each calendar year.
I'm a Professional From an EU Country / UK But Will Be Working Outside the EU / UK. Am I Covered?
Unfortunately, our territorial coverage for general liability coverage is limited to activities conducted within the European Union / UK only. Feel free to explore our personal plans offering protection against diving accidents and dive-travels risks.
How Do I Report a Liability Incident or File a Claim?
To report an incident or file a claim, simply contact us at liability@diveassure.com, and our dedicated team will guide you through the necessary steps to ensure a smooth and efficient claims process. We’re committed to providing prompt assistance and support to dive professionals and operators in the event of an incident or claim.
I'm a Padi Dive Center and Need at Least €4 Million in Coverage. Which Plan Should I Choose?
To meet PADI’s requirements for a minimum coverage of €4 million, we recommend selecting our “Super” or “Mega” plan under the General Liability coverage. These comprehensive plans offer the necessary coverage limits to comply with PADI standards and provide peace of mind for your dive center operations.
Exclusive Discount for DiveAssure Partners & DLPs
DiveAssure Partners and Dive Leader Partners (DLPs), are entitled to a 10% discount on their General Liability (GL) coverage where available.
Mention your Partner ID or DLP ID in the designated space during GL registration, or contact us today for more details.